tag:blogger.com,1999:blog-28864443572154097352024-03-16T15:20:39.032+08:00My LibraryAnything that interests me.Unknownnoreply@blogger.comBlogger751125tag:blogger.com,1999:blog-2886444357215409735.post-38633405137818188652020-10-22T13:58:00.002+08:002020-10-22T15:07:00.566+08:00 How to Be a Successful InvestorHow to Be a Successful Investor: Strategies to Help You Tame the Bear & Ride the Bull!Book by William CaiWhile investing is easy, successful investing is tough.Excerpt from page2-3Through my portfolio management experience, the most important rule for successful investing is to first learn how not to lose money — i.e. one has to learn to survive first. This is also what many investment gurus Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-36201784760505667082019-09-08T12:46:00.000+08:002019-09-09T12:48:52.986+08:0012 things to consider when investing in ReitsThey are less volatile than wider stock market, suitable for retirees who want regular dividendsLorna TanInvest Editor/Senior
CorrespondentPUBLISHED 8 September 2019Volatility continues to unsettle markets, but real
estate investment trusts (Reits) remain a sweet spot with relatively high yields
and stable dividends.Indeed, institutional investors have been turning
away from private equity Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-90831744444166723252019-03-03T15:41:00.000+08:002019-03-05T15:41:51.376+08:00What you need to know about CPF retirement sums, payoutsThe CPF Maxwell Service Centre. Since January, the CPF Board has started offering the CPF Retirement Planning Service to all members who reach the payout eligibility age of 65 years. These face-to-face meetings are held at any of the five CPF service
Lorna Tan
Invest Editor/Senior Correspondent
MAR 3, 2019
When can payouts start? How long will they last? Here are the answers to these and more
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-73575652106896814612019-02-04T15:26:00.000+08:002019-02-18T15:26:59.261+08:00Current decline near end, going by past downturnsTeh Hooi Ling
3 Feb 2019
Average duration, market bottom valuation of previous slumps close to those of ongoing dip
Cash outperformed equities last year. It is not uncommon for investors to start doubting the wisdom of staying invested in equities after a prolonged market downturn.
As of December last year, the downturn we faced had lasted for 11 months. How long do stock market retreats Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-76654880780436432042019-02-18T15:17:00.001+08:002019-02-18T15:18:02.995+08:00Honey, let's talk about moneyMoney issues top the list of marriage grouses, so it makes sense for the conversation to start even before you get hitched.
Lorna Tan
Invest Editor/Senior Correspondent
The Sunday Times
FEB 17, 2019
It's an issue couples need to discuss, given differences in investment behaviour
Finance is a difficult subject for many couples to broach and it takes time before they feel comfortable discussing Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-66976900668055705892018-12-10T10:28:00.000+08:002018-12-28T10:29:15.716+08:00Post-retirement investing: how much to put in and take outBy Genevieve Cua
10 Dec 2018
SOURCE: The Business Times © Singapore Press Holdings Limited.
THERE is a wealth of literature and products to help you save for retirement, but what happens when you are in retirement is something of a void.
How will you invest your assets for the years when income from work ceases? How much can you withdraw to ensure you don't outlive your savings? What Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-6210130101821080142018-09-24T14:16:00.000+08:002018-09-25T14:32:33.283+08:00Should you withdraw CPF cash at age 55?
Weigh trade-off between cashing out money and leaving funds to grow for retirement needs
Lorna Tan
Invest Editor/Senior Correspondent
Published Sep 23, 2018
Stay in or cash out? That is the question for many people as they near 55 and the enticing pot of CPF money awaits. Some Singaporeans resist the temptation to grab their Central Provident Fund (CPF) savings, and leave the funds Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-11158330514621083922018-05-20T14:40:00.000+08:002018-07-30T14:42:19.057+08:00Stress-free investing (or at least, close to it)Lorna Tan Invest Editor/Senior Correspondent
PUBLISHED MAY 20, 2018, 5:00 AM SGT
The severe jolt that rocked global markets early this the year, after 12 months or more of bullish gains, spooked plenty of investors. It was a sharp reminder that shares can fall just as fast as they can rise. Invest editor Lorna Tan lists four approaches that will provide some peace of mind, regardless of where Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-31127898011814897772018-02-11T14:13:00.000+08:002018-06-12T14:13:35.871+08:00Bide your time until a crash to enter market?Studies show there is a cost to waiting and a buy-and-hold strategy mostly fares better
Teh Hooi Ling
PUBLISHED FEB 11, 2018, 5:00 AM SGT
The long-awaited market correction finally came last week. The question we'll try to answer is: Would investors have done better waiting for a dip or a crash before entering the market, especially when prices are deemed high; or are you better off deploying Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-18405026842184954752018-06-10T14:05:00.000+08:002018-06-11T14:06:49.121+08:00Astrea IV bonds: What you need to knowLow entry point of $2k, yearly 4.35% coupon payout appeal to retail investors
Lorna Tan
Invest Editor/Senior Correspondent
June 10 2018
Retail investors who want to diversify and try their hand in private equity can now do so via the newly launched Astrea IV private equity bonds.
The features appear attractive at first glance when compared with other bonds. There is a low entry point of $2,000Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-22389068318239047912018-05-27T14:02:00.000+08:002018-06-11T14:03:08.417+08:00Five things I wish I knew when I was youngLim Say Boon
MAY 27, 2018, 5:00 AM SGT
A hot tip can be stale news by the time it reaches you, says banking and financial media veteran while sharing the insights gained over the years
If I had known when I was young what I know now - after 36 years in banking and the financial media - I would have been very significantly wealthier. As they say, hindsight is "20-20 vision". Well, let me share Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-42127499657522308412017-11-06T16:03:00.000+08:002017-11-08T16:04:13.643+08:00 Stretching your dollar with the Supplementary Retirement SchemeSupplementary Retirement Scheme could also provide some tax savings
Lorna Tan
Nov 5, 2017
If you are looking to reap some tax savings on your assessable income, you still have until the end of next month to squirrel away some cash into the Supplementary Retirement Scheme (SRS).
Not only will this make you eligible for some tax relief, you can also save and stretch your dollar. Banks have got Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-19656228826430856222017-09-10T14:42:00.000+08:002017-10-23T14:42:48.998+08:00Look out for gaps in insurance coverageMany are under-insured, so do check if you and your loved ones are adequately protected
Lorna Tan
Invest Editor/Senior Correspondent
10 September 2017
No one wants to be caught short when a life crisis strikes, so it's no wonder that the risk of being financially unprepared tops the list of concerns among Singaporeans.
Buying appropriate insurance cover is a way of transferring this risk and Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-65539724181169577412017-07-30T14:38:00.000+08:002017-10-23T14:39:34.766+08:00 Don’t bank on betting to grow your nest eggAvoid gambling away your future
BY RICHARD HARTUNG
today@mediacorp.com.sg
PUBLISHED: JULY 29, 2017
For more than two decades, a woman here has bought Singapore Sweep tickets every month and says she’ll retire as soon as she wins enough. She’s still working. Others gamble on 4D or Toto in hopes of improving their finances. There are also those who gamble for fun, to socialise, or just to pass Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-50117587611402279762017-07-15T14:36:00.000+08:002017-10-23T14:36:55.000+08:00‘Rojak Portfolios’ and ‘poor millionaires’By: Eric Kong
14/07/2017
What do you call a mish-mash of investment products haphazardly acquired throughout an investor’s lifetime, with an overall portfolio return of 0.5% and which the investor can’t even bear to look at? It is called a “Rojak Portfolio”. It happens to most investors.
As an example, see the table below: The “Rojak Portfolio” totals $800,000 and gives an overall return of 0.5Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-8239194961006518282017-10-23T14:18:00.000+08:002017-10-23T14:26:14.052+08:00Is the new CPF Life plan ideal for you?PUBLISHED OCT 22, 2017
Lorna Tan Invest Editor/Senior Correspondent
With lifelong payouts from the national annuity scheme Central Provident Fund (CPF) Life, we need not worry about outliving our savings. A new CPF Life option - the Escalating Plan - will be available from Jan 1. This plan will be in addition to the CPF Life Standard Plan and Basic Plan. All CPF Life members can switch to the Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-39016334776602572632017-10-23T14:15:00.000+08:002017-10-23T14:15:09.071+08:00Own 100 stocks — be massively diversifiedBy:www.aggregate.com.sg
23.10.2017
(Oct 23): The idea that to do well in investing one must focus one’s bet on something that one knows inside out is a brain virus that must be terminated. It is responsible for the deaths of many portfolios.
The two famous investors who preach this mantra are Warren Buffett and Peter Lynch. They are advocators of the focused approach to investing and have Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-61775068742966120602017-06-27T09:25:00.002+08:002017-06-27T09:26:50.011+08:00How to fast-track your retirement 21/06/17, 12:18 pm
(June 21): Some people dislike working. They prefer to retire as soon as possible. This article is for them. To fast-track something is not easy. It requires one to take actions that defy conventional wisdom.
First, “Always be a business owner, not a lender”.
The easiest way to own a business is to buy shares in the stock market. If you own a share, it means you are a Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-52583336803933374692017-06-26T09:49:00.003+08:002017-06-26T09:49:58.526+08:00What you need to know about DPS coverageLorna Tan
Published Jun 25, 2017
The CPF Dependants' Protection Scheme can be a great help to members, but note its finer points
The Dependants' Protection Scheme (DPS) is a life insurance term plan covering many people here. But ask anyone what it covers and it is likely the details would be hazy simply because the finer points of a policy are not front of mind until something untoward happensUnknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-59755100924153264992017-06-09T11:41:00.000+08:002017-06-09T11:41:20.365+08:00Hill Street Tai Wah Pork Noodle stall is No. 1 in the Top 50 World Street Food Masters listPublished Jun 7, 2017
Kenneth Goh
kengohsz@sph.com.sg
SINGAPORE - The one-Michelin-starred Hill Street Tai Wah Pork Noodle stall in Crawford Lane has emerged tops in this year's Top 50 World Street Food Masters list.
The list, which ranks street food eateries around the world, is put together by
the World Street Food Congress that was held in Manila in the Philippines. The
five-day event Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-30226531222953440142017-04-03T14:27:00.000+08:002017-04-18T15:21:44.614+08:00 CPF: How you can benefit from enhancements to the systemLorna Tan
Apr 2, 2017
The Sunday Times focuses on how you can help your loved ones via the Central Provident Fund Topping-Up Scheme.
Many Central Provident Fund (CPF) members have benefited from the recent enhancements to the CPF system.
The improvements include a raised CPF salary ceiling of $6,000 from $5,000, and an increase in contribution rates for those aged 50 and above.
According to Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-30747780466496019642017-04-10T14:58:00.000+08:002017-04-18T15:02:09.088+08:00CPF Life and MedisaveLorna Tan
Apr 9, 2017
The Sunday Times outlines the CPF Life scheme and the Medisave Account.
JOINING CPF LIFE CPF
Life is a national annuity scheme that provides monthly payouts for as long as you live. This gives you greater peace of mind in retirement as you do not have to worry about outliving your savings. This is especially important as Singaporeans are living longer.
About half of Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-83727163772657551392017-04-16T14:16:00.000+08:002017-04-18T14:17:24.302+08:00HDB leases and what's in store for retirement as society agesNg Jun Sen
Apr 15, 2017
Experts weigh in on how HDB flat owners should prepare for the future as their home ages with them, and how other places have dealt with lease expiry.
National Development Minister Lawrence Wong's blog post of March 24, in which he cautioned buyers of older resale flats against paying high prices on the assumption that their flats would be "Sers-ed", has set some home Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2886444357215409735.post-53262127811716122942008-10-23T21:30:00.006+08:002017-04-08T14:45:40.040+08:00The Swimming Dragon: Exercise for Beauty and HealthThe Swimming Dragon:The Chinese Way to Fitness, Beautiful Skin, Weight Loss & High Energy
by Tzu Kuo Shih
The Swimming Dragon is an ancient Chinese Qigong exercise that comes to us through the Taoist tradition. If practiced diligently and regularly, it has the power to improve our health, enhance our physical appearance, and improve our general well-being. It is especially celebrated for Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-2886444357215409735.post-39315315845217415512017-03-01T11:58:00.000+08:002017-03-10T11:59:46.106+08:00To take care of your heart, even little changes can helpThe Straits Times
Published Feb 28, 2017
Eat better, drink less, exercise more and get enough sleep are common advice for heart health.
But studies suggest that a major lifestyle overhaul is not the only way to help your heart. Even small changes can make substantial differences.
Eventually, little changes can add up, said Dr David Goff, director of the cardiovascular sciences division at theUnknownnoreply@blogger.com0